Help! Child Support Is Building Up And I Can't Afford To Pay It
9 November 2015
If you are not able to keep up with your child support payments, all is not lost. There are several things you can do but you do need to take action quickly so that you won't get buried under the growing debt.
Getting the Child Support Order modified
If your and/or your ex's circumstances have changed significantly, you may be able to get the child support order modified. The thing is, you shouldn't delay doing this because you can't get a modification that will take effect retroactively; it will only affect your future payments.
Stay On The Safe Side: Avoiding Social Security Fraud
6 November 2015
If you are unable to work because of illness or injury, you could be eligible for Social Security Disability Insurance. The SSA (Social Security Administration) provides monthly benefit payments to those who qualify. To qualify for benefits, you must have worked enough and paid into the system and your medical condition must be adjudged severe enough by the SSA. The application process for Social Security can be confusing and complex, sometimes leading to misunderstandings and mistakes on your application.
Automatic Stays: What They Can and Cannot Do
30 October 2015
In spite of the common misconception that people who need to declare bankruptcy are taking advantage of bankruptcy laws to avoid being financially responsible, in reality people who declare bankruptcy are simply acting out of desperation. If you are considering a bankruptcy filing, you are likely deeply in debt, being hounded by debt collectors constantly, and in danger of losing your home, vehicle, and home utility services. The automatic stay, available immediately upon filing for bankruptcy, can bring you the relief you need by letting you keep some important human necessities and can buy you the time you need to make other arrangements.
Are You Eligible For Chapter 13 Bankruptcy?
11 October 2015
Are you at a point in your life where you feel completely overwhelmed by debt and where, no matter what you do or how much you pay, you can't seem to make any headway when it comes to paying off your debts? If so, then bankruptcy may be the best option for you.
Keep in mind that bankruptcy is not something that should ever be entered into lightly, nor is it a first resort.