• Understanding Wage Garnishment: A Guide to Stop the Financial Issue

    Wage garnishment is a legal process where a certain portion of a person's earnings is withheld by their employer for the payment of a specific debt. It can be stressful and overwhelming, but thankfully there are ways to navigate this tricky situation and seek legal help to stop wage garnishment. When Does Wage Garnishment Happen? Wage garnishment usually happens when you've defaulted on your debts and the creditors have sought legal intervention.
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  • Bankruptcy Myths You May Have Heard

    If you feel overwhelmed by debt, filing for bankruptcy may seem daunting. However, many believe some inaccurate myths that may cause them to make poor decisions about pursuing this legal relief. Myth: Bankruptcy Attorneys Only Fill Out Paperwork One of the most pervasive myths about bankruptcy attorneys is that their job is simply to fill out paperwork. While this may be part of their job, they provide various other services and representation to their clients.
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  • Should You File for Bankruptcy? Important Things to Consider

    Are you in a bad financial situation right now, and think that bankruptcy may be your best option? If so, it will help to know some reasons why you should and should not file for bankruptcy The Advantages of Bankruptcy One of the reasons that people use bankruptcy is because they are seeking some immediate relief from their debts. They may have creditors coming after them for money that they owe, and need to recollect themselves financially to figure out what is going on.
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  • 4 Things To Know About Chapter 7 Bankruptcy

    Are you feeling confused at the different forms of bankruptcy, and not sure what makes Chapter 7 bankruptcy so different? Here are a few key things you should know about this form of bankruptcy if you are considering filing. Chapter 7 Bankruptcy Discharges Unsecured Debt There are certain situations that can trigger the need to use Chapter 7 bankruptcy for the quickest relief possible. It is mainly to discharge unsecured debts that do not have collateral or property attached to the debt.
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  • Six Things To Think About Before You File Chapter 7 Bankruptcy

    Choosing to file for bankruptcy means making a big choice in your life that you need to think through carefully. A bankruptcy filing affects your finances now and well into the future, so you want to make sure you're considering all the pertinent factors before deciding on whether and how to file for bankruptcy. The following are six things to think about before you file chapter 7 bankruptcy: Whether you're eligible for chapter 7 bankruptcy
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  • Figuring Out Your Divorce Timing When You Want To File Bankruptcy

    If your marriage is ending and you are on the brink of financial disaster, you may be considering bankruptcy attorney services. When both parties want to file for bankruptcy, it can be easier to file your bankruptcy paperwork before the divorce because you can file together. Any marital debts that can be discharged will be, and separating any debts or assets that are left will be cleaner. Filing together also allows you to pay one filing fee, and will prepare you for the divorce ahead.
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  • Effects Of Bankruptcy On Your Credit

    Before you rush into filing for bankruptcy, it is very important for you to take the time you need to fully understand what bankruptcy is, how it will help you, and the ways it could affect your credit. Bankruptcy will affect your credit, and the effects can last for years; however, what you do with your credit after bankruptcy will also have major effects on your credit. Why bankruptcy affects credit
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  • How Taking Control Of Your Finances Can Help You After A Divorce

    Divorce has a way of messing up a lot of things. Your life completely goes out of control, and you feel like you will never get back to "normal." The truth is, after a divorce, you have to take back your life, one piece at a time. The best place to start is with your finances. People are in absolute financial ruins after a divorce, and it is really hard to get back on the right track.
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  • Will You Lose Your Home In Bankruptcy?

    For some people, the fear of losing their home prevents them from filing for bankruptcy. What they might not realize is that filing for bankruptcy does not necessarily mean that their homes will be lost. If you are considering bankruptcy and worried about losing your home, here is what you need to know.   Can the Homestead Exemption Save Your Home? In bankruptcy, exemptions are allowed to save some or all of your assets.
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